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Tab Title: Preventive Care
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Medicare and some private insurance plans will cover recommended preventive services like regular check-ups, cancer screenings, and immunizations at no additional cost to eligible people.
Tab Title: Coordinated Care
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The law calls for new investments in community health teams to manage chronic disease. This is important, because minority communities experience higher rates of illness and death for chronic diseases such as diabetes, kidney disease, heart disease, and cancer. Because infant mortality and post-birth complications are also higher in minority and low-income groups, the law includes new funds for home visits for expectant mothers and newborns.
Tab Title: Diversity and Cultural Competence
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The Affordable Care Act expands initiatives to increase racial and ethnic diversity in the health care professions. It also strengthens cultural competency training for all health care providers. Health plans will be required to use language services and community outreach in underserved communities. Improving communications between providers and patients will help address health disparities particularly in Hispanic communities, which currently have high numbers of uninsured people.
Tab Title: Healthcare Providers for Underserved Communities
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The Affordable Care Act expands the health care workforce and increases funding for community health centers, which provide comprehensive health care reagrdless of ability to pay. Health centers serve one in three low-income people and one in four low-income minority residents. The new resources will enable health centers to double the number of patients they serve. Combined with investments made by the American Recovery and Reinvestment Act, the new law will support 16,000 new primary care providers.
Tab Title: Ending Insurance Discrimination
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Insurance discrimination is now banned, so people who have been sick can't be excluded from coverage or charged higher premiums. This is known as guaranteed issue. Women will no longer have to pay higher premiums because of their gender. New funding will be available to collect information on how women and racial and ethnic minorities experience the health care system, leading to improvements that will benefit these groups.
Tab Title: Affordable Insurance
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he Exchanges offer one-stop shopping so individuals can compare prices, benefits, and health plan performance on easy-to-use websites. The Exchanges will guarantee that all almost all Americans have a choice for quality, affordable health insurance even if a job loss, job switch, move, or illness occurs. Access to affordable coverage for those in poverty depends on the state's decision on Medicaid expansion.